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웰컴디지털뱅크(웰컴저축은행)

웰컴디지털뱅크(웰컴저축은행)

3.2
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Application Description

The #1 Digital Banking Savings Bank! Offering deposits, cards, loans, financial services, credit management, and lifestyle services – all in one place!

#1 Digital Banking Savings Bank!

  • 1 in cumulative app downloads in the savings bank sector.

  • 1 in cumulative app users in the savings bank sector. (Based on App Annie, as of December 31, 2023)

Well-Bang Walking Savings: Earn interest (up to 10% per annum) simply by walking! Preferential interest rates are offered based on your step count within the subscription period.

WELCOME! First Transaction Preferential Interest Rate: Receive a preferential interest rate (up to 7% per year) on your first transaction! A special interest rate is offered for 30 days to new account holders.

Welcome My Data: Worried about managing your assets and liabilities? We help you track your debts and explore potential transfer loan options. Participate in our interest reduction project. (Total estimated savings from the nationwide interest reduction project: KRW 8,334.98 million as of March 14, 2024) Check your credit health with our "Credit Weather" feature.

Easy and Convenient Account Opening:

  • Open a non-face-to-face account anytime, anywhere, 24/7.
  • No public certificate required; pattern or fingerprint authentication and a 6-digit authentication number suffice.
  • Dedicated accounts are available for payers, office workers, and business owners with special benefits.

Don't Miss Out on Wellbang Lounge Benefits:

  • Well Bank Walking: Loan customers earn up to 100 won per day (up to 3,000 won per month) by walking; receiving customers earn up to 40 won per day (up to 1,240 won per month).
  • Well Bang Lotto: Win prizes by guessing 6 numbers from 0 to 9.
  • Well Bang Odd or Even: Win weekly prizes based on whether the week is odd or even.

Convenient Financial Services:

  • Effortless funds transfers within the app.
  • One-page overview of total assets, account details, and savings goals.
  • Check car prices using just the license plate number.
  • Convenient automatic bill payments.
  • Free credit management without affecting your credit score.

Electronic Financial Fraud Prevention:

We employ PC designation, 2-channel authentication, and one-time authentication number services, complying with the Financial Supervisory Service's guidelines.

Product Information:

[Well-Bang Working Savings]

  • Target: Individual customers
  • Contract Period: 12 months
  • Payment Amount: KRW 10,000 - 200,000 per month (same amount each month)
  • Interest Payment: Lump sum at maturity
  • Basic Interest Rate: 1.0% per year + preferential interest rate (up to 9.0% per year)
  • Preferential Interest Rate Conditions:

    • Step count: >1 million steps (1.0%p), >2 million (2.0%p), >3 million (3.0%p), >4 million (8.0%p)
    • Automatic transfer via our bank account at least 6 times (1.0%p)

[WELCOME First Transaction Preferential Term Savings]

  • Target: Individual customers
  • Contract Period: 12 months
  • Payment Amount: KRW 10,000 - 200,000 per month (same amount each month)
  • Subscription Conditions: Within 30 days of first deposit
  • Interest Payment: Lump sum at maturity
  • Basic Interest Rate: 3.7% per year + preferential interest rate (up to 3.3% per year)
  • Preferential Interest Rate Conditions:

    • Automatic transfer via our bank account at least 8 times (1.8%p per year)
    • Average account balance ≥ KRW 500,000 (1.5%p per year)

Common Precautions: Deposits are protected up to KRW 50 million per person (combined with other protected products) under the Depositor Protection Act. Please review product details and terms before contracting. Interest rates are subject to change; please refer to our website or app.

Customer Center Operating Hours:

  • Loan: 1661-0001 (Weekdays 08:30 - 18:00)
  • Deposits/Withdrawals: 1661-9400 (Weekdays 09:00 - 18:00)
  • General Inquiries: 1661-9300 (Weekdays 09:00 - 18:00)
  • Financial Fraud Reporting (Night Call Center): 02-397-8600/8800

Wellbang App Permission and Usage Information: (See original text for details on required and optional access rights)

Credit Irregularity Investigation Items: Malicious app detection information and diagnostic information.

Welcome Savings Bank Co., Ltd. CEO: Daewoong Kim Business Registration Number: 120-87-93876 Compliance Officer Deliberation No. 3765 (2024.08.08~2025.08.07) Reviewed by the Korea Federation of Savings Banks 2023-00710 (2023.06.22~2024.06.21)

What's New in Version 3.4.9 (Oct 22, 2024): App performance improvements and stability enhancements.

웰컴디지털뱅크(웰컴저축은행) Screenshot 0
웰컴디지털뱅크(웰컴저축은행) Screenshot 1
웰컴디지털뱅크(웰컴저축은행) Screenshot 2
웰컴디지털뱅크(웰컴저축은행) Screenshot 3
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